If you are affected by a critical illness, critical illness cover is a policy that pays you and your family a single, large amount.  This payment can help to pay some or all of your usual household bills and to help the family maintain their lifestyle.  People often fail to notice the various expenses which occur when diagnosed with a […]

1.   Put yourself on electoral roll (possibly one of the most important criteria for lenders) 2.   Stability – lenders like to see you have been in same job/occupation and home address for some time 3.   Applications – don’t make too many applications to other lenders – this will harm your credit score 4.   On time – […]

Our mortgage advisers in Shrewsbury recently had an enquiry from a client who telephoned our office and asked if we could calculate the cheapest mortgage on the market for her mortgage requirement of £121k. Would You Like to Save £35,000 on Your Mortgage? We asked her this client how they defined that, as we have […]

At AFP, we cannot advise whether letting property is a good investment decision for you but we feel that it is important to point out the risks associated with “Buy to Let Mortgages” & “Let & Buy” mortgages which we see as follows: 1. Interest rates may rise & the rent may not be enough […]