AFP Shrewsbury is pleased to welcome: Nathan Blissett. Independent Mortgage & Protection Adviser; CeMAP. Business Management HND, Previously a professional football player Nathan brings a wealth of experience of being a team player and he comes to us with endless enthusiasm and a keen will to provide a quality service to his clients. Leaving the […]
Helping First-time Buyers Get Onto the Property Ladder
With the average price of a home in Shrewsbury now up to £223,991, many parents fear property ownership will never be a reality for their children. Without a home to their name, will they be financially vulnerable? Missing out on a lifetime investment that will pay dividends over the years and be a growing capital […]
Are You Better Off Buying or Renting Your Home?
There are both advantages and disadvantages when considering whether to buy or rent; nevertheless, overall recent evidence suggests that buying your home is more advantageous than renting. Advantages to buying Current market prices Both rentals and mortgages have become more expensive during the past five years – however, between the two, rentals have seen a […]
Government Proposes Seven-Day Mortgage Switching Option
Plans are currently being considered by the government in which home owners would have the option of switching their mortgage supplier within seven days. At present, this transfer process can take up to three months. This proposal forms part of a wider government scheme that will enable consumers to switch providers for a range of […]
Multiple Sclerosis Awareness Week 2016
Multiple Sclerosis (MS) is a condition of the central nervous system – it is a lifelong condition. There are over 100,000 people in the UK who have MS and diagnosis is usually made between the ages of 20 and 40. MS is a complex condition and it has many symptoms. These symptoms might include; fatigue, […]
What Do I Need to Buy My First Home?
Buying your first home is undoubtedly one of the most important financial commitments you will undertake in your life. It requires careful and well thought out planning and all the costs involved should be considered. Deposit One of the first considerations is how much deposit you will need for the intended property. The percentage of […]
Calculating Stamp Duty Land Tax
If you are buying a property or land over a certain price in England, Wales or Northern Ireland you are obliged by law to pay Stamp Duty Land Tax (SDLT). Scotland is excluded from SDLT, however you are required instead to pay Land and Building Transaction Tax. When you buy a property the change in […]
Buy To Let Mortgage, Is it Still A Good Investment?
These days first time buyers in the property market face the challenge of mortgage approval, due to the rising prices on the property market making it more and more difficult to save up for a deposit. This has led to an increase in rental incomes over the last few years, as many have found themselves […]
House Prices Climb £100 a Day in April
Bad news for young workers, families and first time buyers – in April 2015, house prices in the UK rose by more than £100 a day. The research was released by Halifax on the 8th May and showed that the annual growth rate increased to 8.5pc, up from 8.1pc for the previous year. This took […]
Do I Need An Income Insurance Policy?
To find out if you need an Income Insurance Policy, you need to carefully consider the following: What would happen if you had a serious illness, or developed a disability that meant you couldn’t work? If you are self employed, or employed but don’t have sick pay to fall back on, then an Income Insurance […]