Borrowers can now research themselves for suitable mortgage lenders and what lenders charge, but what they can miss out is the hidden charges and costs that some lenders charge. Gary Harper of AFP Partnership says “mortgage advisers can work better deals for clients than look at interest rates, fees and other costs which lenders charge. […]
Interest Rates Could Double This Year
City forecasters have revised their predictions as to when rates are likely to rise, would these rates affect your finances? The Centre for Economic Business Research expects the Bank of England rate to rise from 0.5 to 1 % in the final quarter of 2014. Others such as Citi have predicted they will rise to […]
Information on Help to Buy Mortgage Guarantee Schemes
Here is some important information on Help to Buy Mortgage Guarantee schemes, which is being provided by the HM Government. What is Help to Buy Mortgage Guarantee? Many credit-worthy people are finding it difficult to get a mortgage today because of the large deposits needed following the financial crisis. To help address this, the Government […]
When Is The Time Right to Buy Your First Home?
First time buyers today are typically faced with many obstacles in taking their first steps onto the property ladder. Buying your first house is not only a big commitment but it can be very expensive as there are many associated fees to purchasing a home. Typically, first time buyers face the challenge of funding the […]
January 2014 Time to Review Your Finances and Save Money Today
It’s the New Year, which means it’s the perfect time to review your finances and if you are a homeowner it could mean that you could save up to £5000 by reviewing your financial policies and loans. Whilst incomes for many have increased little or not at all there has never been a better time […]
People Come to Us Because
Many people come to us with a mortgage that does not fit most lenders criteria, here are some things we can offer: 1) Up to 4 applicants on a mortgage – we will accept 100% of up to four applicants’ acceptable incomes in the affordability calculation for a residential mortgage. It’s not restricted to family […]
5 Steps to an Easy Mortgage – Improve Your Credit Rating
If you are a potential buyer and looking for a mortgage it is vital that mortgage lenders can access an accurate credit history. The better your credit, the wider the variety of lenders. If you are looking for a mortgage, and looking to improve your credit rating, please contact us. 5 Tips to Improve Your […]
Latest Mortgage Cases – From Application to Offer
Latest cases – Application to Offer: Mr Lawton & Ms Hall – 2 working days Mr Fisher–Edwards & Ms Pepper – 5 working days Mr Mitchell & Ms Aldridge – 5 working days Mr & Mrs Markey – 6 working days Do you need help with your mortgage? If so, please contact us for further details.
Credit Rating – Fact v Fiction
Many people believe that they have worse credit than their records show because of events in the past. Your credit rating changes and can improve with time. If you have any questions relating to your credit rating, please contact us. Credit Rating – Fact v Fiction Many people believe that they have worse credit than their […]
A Mortgage in 2 Days – The Tale of the Satisfied Customer
Shrewsbury Mortgage Advisers manage to secure a mortgage for a customer in just two days, read how we achieved it! If you are looking for a mortgage, we can help you find the most suitable deal. Please contact us for further details, telephone 01743 364377 or 07887 920121. You can also email us here. Monday […]