With the average price of a home in Shrewsbury now up to £223,991, many parents fear property ownership will never be a reality for their children. Without a home to their name, will they be financially vulnerable? Missing out on a lifetime investment that will pay dividends over the years and be a growing capital […]
Are You Better Off Buying or Renting Your Home?
There are both advantages and disadvantages when considering whether to buy or rent; nevertheless, overall recent evidence suggests that buying your home is more advantageous than renting. Advantages to buying Current market prices Both rentals and mortgages have become more expensive during the past five years – however, between the two, rentals have seen a […]
Government Proposes Seven-Day Mortgage Switching Option
Plans are currently being considered by the government in which home owners would have the option of switching their mortgage supplier within seven days. At present, this transfer process can take up to three months. This proposal forms part of a wider government scheme that will enable consumers to switch providers for a range of […]
Multiple Sclerosis Awareness Week 2016
Multiple Sclerosis (MS) is a condition of the central nervous system – it is a lifelong condition. There are over 100,000 people in the UK who have MS and diagnosis is usually made between the ages of 20 and 40. MS is a complex condition and it has many symptoms. These symptoms might include; fatigue, […]
What Do I Need to Buy My First Home?
Buying your first home is undoubtedly one of the most important financial commitments you will undertake in your life. It requires careful and well thought out planning and all the costs involved should be considered. Deposit One of the first considerations is how much deposit you will need for the intended property. The percentage of […]
Calculating Stamp Duty Land Tax
If you are buying a property or land over a certain price in England, Wales or Northern Ireland you are obliged by law to pay Stamp Duty Land Tax (SDLT). Scotland is excluded from SDLT, however you are required instead to pay Land and Building Transaction Tax. When you buy a property the change in […]
Business Protection Guide
A Plan For Every Business With a £1.35 trillion gap in the business protection market, there’s an opportunity for your business. We’ve produced this guide to help you make the most of this potential when setting up your client’s business protection solutions. Different types of business will need a business protection solution that’s right for […]
What Is A Relevant Life Plan?
The Top 10 Facts of a Relevant Life Plan A Relevant Life Plan (RLP) is an individual Death in Service plan. The policy is available to employees, which can include Directors of Limited Companies on PAYE. RLPs are not available for partners, members of a Limited Liability Partnership (LLP) or sole traders. RLP is taken […]
Savings To Be Made On Stamp Duty
This post is now out of date. Learn how to calculate stamp duty by clicking here and reading our newer, more up-to-date post. People currently in the process of purchasing a home could choose which regime to operate under, Mr Osborne said. Under the new rules, no tax will be paid on the first £125,000 […]
New Building Developments in Shrewsbury
New building developments at Arlington Way, Recently 106 new houses were built in Shrewsbury. This development offers a unique opportunity to enjoy peaceful surroundings, with a choice of two, three and four-bedroom properties. The new building developments enjoy a location on the northern edge of Shrewsbury, a short distance from the glorious countryside, and there’s […]