Our mortgage advisers in Shrewsbury recently had an enquiry from a client who telephoned our office and asked if we could calculate the cheapest mortgage on the market for her mortgage requirement of £121k. Would You Like to Save £35,000 on Your Mortgage? We asked her this client how they defined that, as we have […]
BUY TO LET MORTGAGES & LET AND BUY MORTGAGES
At AFP, we cannot advise whether letting property is a good investment decision for you but we feel that it is important to point out the risks associated with “Buy to Let Mortgages” & “Let & Buy” mortgages which we see as follows: 1. Interest rates may rise & the rent may not be enough […]
Life Insurance v Life Assurance
Essentially the difference between Life Insurance and Life Assurance is quite simple: you “insure” against something that may happen, for example you may crash your car, may get burgled etc. You “assure” against something that will happen – you will die. Speak to us for details or please read on. Life Assurance For Families There […]
Ten Tips to Improve Your Credit Rating
Here are just 10 tips on how to improve your credit rating 1) Check your credit file The three main credit reference agencies, Experian, Equifax and Callcredit, hold information on every financially active adult in the UK. If you are intending to apply for a loan, it is important to get a copy of your […]