These days first time buyers in the property market face the challenge of mortgage approval, due to the rising prices on the property market making it more and more difficult to save up for a deposit. This has led to an increase in rental incomes over the last few years, as many have found themselves […]

Bad news for young workers, families and first time buyers – in April 2015, house prices in the UK rose by more than £100 a day. The research was released by Halifax on the 8th May and showed that the annual growth rate increased to 8.5pc, up from 8.1pc for the previous year. This took […]

However well you manage your finances, there is always the possibility that things just don’t go as planned, resulting in a missing mortgage payment. Common reasons for missing a payment are the following: Illness/Bereavement An accident that prevents you from working Unemployment Relationship Breakdown Unfortunately, this is a problem that will not simply disappear, or […]

Are looking to buy your first house or do you want to re-mortgage your home? Well this guide will take you through what you need to get a mortgage, from the paperwork to your income. Once you have made a mortgage appointment, these are all of the things that you’ll need to get a mortgage. […]

When purchasing a new home or refinancing your existing mortgage your credit score is hugely going to affect what mortgage you can get. Banks and other lenders use your credit score to see whether you are eligible for a mortgage and to establish if you could meet the repayments. This determines how high or low […]

Mortgage protection (sometimes known as mortgage payment protection insurance – MPPI) could cover your mortgage payments if you become unable to work due to accident, illness or forced unemployment. Contact a mortgage adviser today for details and to arrange a mutually convenient time to discuss the options available to you. What is Mortgage Protection? Mortgage […]

For many investors looking to increase their property portfolio buy-to-let mortgage’s look an attractive with their low interest rates, but there are important factors which need to considered so you do things correctly and don’t come stuck down the line. AFP Partnership are mortgage advisers in Shrewsbury who deal with several leading lenders. This means […]

With Banks and Building Societies becoming much more stricter on who they lend to we have decided to share some hints and tips on how to become the perfect borrower. AFP Partnership Mortgage Advisers are located in Shrewsbury and offer a variety of different mortgages; for Self Employed & Directors, First Time Buyer Mortgages, Let […]

We wanted to share this story with you; of a recent mortgage application we worked on and helped the client secure a lower interest rate. What is really shocking is the company hired by Halifax Building Society carried out an online valuation of their house and based their valuation on properties which have been sold […]