what to do before my mortgage rate expires

Plan early.  Some lenders allow you to fix 6 months in advance.

There are 2 options:

1. Switch with an existing lender

  • Rates can be competitive
  • Very little paperwork
  • No broker fee (with AFP Shrewsbury)

2. Search other lenders’ rates and fees

  • Can be better rates
  • Will require an Affordability assessment
  • Will require documents
  • May take 2 months to complete

Most Brokers will not charge to assess the most suitable option for you (AFP Shrewsbury don’t). Get in touch today to discuss your options.