Mortgages North Shropshire

AFP Shrewsbury provides a range of different financial services, these include; Mortgage Advice and Tailored Services, Insurance Advice and Pensions & Investment Advice.

Established in 1997 by a group of expert Independent Mortgage Advisers, AFP Partnership provides protection and mortgage advice from its Shrewsbury based office. Gary Harper (BSc Hons, Cemap), partner of AFP Shrewbury and recent winner of the Client Servicing Award, is highly experienced in his field, providing clients with professional advice right across the local Shropshire region and throughout the rest of the UK.

Protection & Mortgage Advice in North Shropshire

AFP Shrewsbury now provides advice to the following towns in North Shropshire:

  • Whitchurch
  • Market Drayton
  • Wem
  • Ellesmere
  • Shawbury
  • Oswestry

Mortgage Services

Taking out a mortgage will undoubtedly be the single largest and most important financial commitment of your life. It is something that requires careful thought and planning as well as professional advice.

AFP provides expert impartial mortgage advice; we are have no affiliation with any particular mortgage lender and are therefore in a position to be able to genuinely represent your best interests and identify the most suitable mortgage solution to suit your needs.

Our mortgage tailored services include the following:

Self Employed & Directors

The self employed are increasingly looking to become incorporated or set up limited companies, AFP Partnership Shrewsbury has access to lenders that are willing to base their lending on last year’s accounts only, this can make an enormous difference to start up businesses, as many mortgage lenders require a minimum of two previous years of accounts or more.

First Time Buyer

It is becoming increasingly difficult within the property market for first time buyers to get onto the property ladder, however here at AFP Shrewsbury we have access to many mortgage lenders, we can not only help clients get on the property ladder, but also provide expert advice, advising on all the costs involved.

Let to Buy

In this case borrowers don’t sell existing properties, instead they let them out as rentals and use the rental income to cover the cost of a new mortgage. This can involve remortgaging your existing property to release some cash for the deposit on the second property. Not all lenders will allow let to buy mortgages, so professional mortgage advice is essential.

Remortgages

It is possible for clients to move to other lenders with lower interest rates, saving them money. Sometimes clients may need to release some cash from their property in order to raise necessary funds to pay for home improvements. Whatever the reason, AFP Shrewsbury can help clients find the best possible solution.

Buy to Let

This is becoming an increasingly popular, stable investment. The majority of buy to let mortgages are only accessible through intermediary parties such as ourselves. We can provide expert mortgage advice on buy to let properties.

Repayment Mortgages

Borrowers have a lump sum loan over a fixed period of time (usually twenty-five years). Monthly payments include interest and some of the capital in monthly payments to the lender. AFP Shrewsbury can provide both protection and mortgage advice.

Interest Only Mortgages

Monthly payments only represent the interest due to the lender. The capital must be paid in one lump sum at the end of loan, there are both advantages and disadvantages to interest only mortgages.

Equity Release Mortgages

AFP sources and places all Equity-Release mortgages by the UK’s leading firm of advisers, specialists in this field and winners of the ‘Best Equity-Release Adviser’ award.

Insurance Advice at AFP Shrewsbury

Being prepared for the unexpected can minimise any unexpected and unwelcome future events, AFP provide detailed advice on a range of different insurance plans. Detailed forward planning can provide you with the right protection at the right time.

We provide insurance advice and access to cover for the following:

  • Life and Critical Illness
  • Director Share Position
  • Income Protection
  • Mortgage Protection
  • Family Protection
  • Family and Personal Income Plan
  • Household Insurance

Investments

AFP Shrewsbury works alongside the UK’s leading IFA firms and will refer partners to a firm of one of their strategic partners for advice on pensions and investments.

AFP Shrewsbury is a trading style of Gary Harper (FRN 755477) who is an Appointed Representative of AFP Partnership (FRN 300003). AFP Partnership are authorised and regulated by the Financial Conduct Authority. Certain products, including Buy to Let and Commercial mortgages, are not regulated by the Financial Conduct Authority.

*YOUR HOME CAN BE REPOSSESSED IF YOU FAIL TO KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.*

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