Self Employed & Directors

Many self employed people are now becoming incorporated or setting up limited companies. Most mortgage lenders will require a minimum of 2 if not 3 yrs accounts and will either average the last 2 yrs or take the lowest. This can cause affordability problems as their previous yrs may be significantly lower.

However we have access to lenders who will base their lending on last yrs accounts alone. This is a great help for start up businesses.

We offer the following

  • Mortgages on 1 Years Accounts
  • Affordability based on recent year
  • SA302s Accepted
  • Free valuations on all purchases
  • Ignore defaults over 2 years old

YOUR HOME MAY BE REPOSSESSED IF YOU FAIL TO KEEP UP REPAYMENTS ON YOUR MORTGAGE

Enquiry


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